We’ve teamed up with PolicyBee, a leading UK insurance provider for freelancers, sole traders and small businesses, to get you up to 10% off your professional indemnity insurance.
Every year, over 40,000 business trust PolicyBee to provide professional indemnity, public liability, employers’ liability, cyber insurance and more.
What business insurance do you need?
Dealing with claims takes time, money and legal know-how. You might have enough of one but you’ll need lots of all three if it’s your unlucky day.
If things do go wrong, business insurance pays your legal costs, picks up your repair bills and covers any compensation. You’re free to keep running your business, safe in the knowledge you’ll still have one when it’s all over.
Professional indemnity insurance
Covers you if you make a mistake or if an unhappy client says you’ve not done what was agreed – regardless of whether you’re actually at fault. It pays for your legal defence, pays to fix whatever’s wrong, and pays any compensation. Essential cover for your reputation (and your bank balance).
Public liability insurance
Covers you if someone – anyone – claims your business has injured a person or damaged their property. It pays to defend you and compensates the person claiming. Perfect protection against ‘where there’s blame there’s a claim’.
Employers’ liability insurance
Covers allegations and claims made by staff that your business has made them ill or injured them. Legally, any UK business with employees has to have employers’ liability insurance. ‘Employees’ in this case includes volunteers, temps, work experience kids and even people lending a hand.
Covers the time and money needed to put your business back together following a cyber-attack. This includes the costs of repairing hardware and restoring data, compensating customers, and covering lost income.